While you are dealing with Iran visa, insurance problem pops us. Due to the international sanctions imposed by America, some few companies cover Iran insurance services. In other hand, without travel insurance you cannot collect your visa from the embassy or international airport upon your arrival. So, let’s dig in all information you need to know about Iran travel insurance including the possible companies covering Iran, how and where to go, fees and so on.
- 1 which insurance companies cover Iran?
- 2 Iati insurance company
- 2.0.1 IATI Basic- Minimum coverage
- 2.0.2 IATI Standard- Medium level coverage
- 2.0.3 IATI Star-for countries with high medical expenses
- 2.0.4 Iati Premium Star-for countries with high medical expenses
- 2.0.5 IATI Backpacker- for backpackers
- 2.0.6 IATI Family- to protect children
- 2.0.7 IATI Students- for abroad students
- 2.0.8 IATI Cancellation- travel cancellation
- 3 True traveller insurance company
- 4 Saman insurance company
which insurance companies cover Iran?
Unfortunately, there’s no long list to choose from. Few international insurance companies like Iati and True traveler as well as one Iranian called Saman, are all you can choose from. Let’s take a look to these companies to see which one suits you perfectly.
Based in Europe, IATI has the world coverage from Asia to Africa. This prominent company offers you the best insurance services that suits your travel style and budget. Define your country (mostly live in), your destination, trip days and your desired type.
Generally, IATI provides eight insurance types based on your desire as follow:
Travel insurance designed for short holidays of up to 30 days. This policy offers moderate medical expenses of €50,000 for people who want to travel with the peace of mind of having minimum coverage for medical assistance and other basic coverage. This insurance offers the best value for money in medical assistance on trips to nearby destinations: Europe and Spain.
Our IATI Standard travel policy provides medium level coverage of €200,000 of medical expenses, which is suitable for most holiday packages, especially short and medium journeys, in addition to our classic complementary coverage such as repatriation, theft and damage of luggage, advance money, etc.
Cancellation cover of up to €1,500 can also be added for the eventuality of not being able to depart for one of the reasons covered. Cancellation cover must be taken out at the same time or within the following 7 days of booking the trip to which this insurance policy applies.
With one of the highest medical expense coverage in Spain of €350,000 for worldwide destinations, this policy is specially designed for travel to countries with high medical costs, such as the US, Canada, Japan and South-East Asia.
Our travel insurance with optional cancellation, IATI Star, also includes the option to cover winter/adventure sports and cruise ships, as well as cancellation coverage of up to €2,000 if you are unable to go on the trip for one of the reasons listed. For cancellation cover, you must take out this insurance policy at the same time or within the following 7 days of booking the trip to which the policy applies.
Our IATI Star policy covers a wide range of adventure sports – check out which ones.
With one of the highest medical expense coverage in Spain of €500,000 for worldwide destinations, this policy is specially designed for travel to countries with high medical costs, such as the US, Canada, Japan and South-East Asia.
Our travel insurance with optional cancellation, IATI Star, also includes the option to cover adventure sports and cruise ships, as well as cancellation coverage of up to €2,000 if you are unable to go on the trip for one of the reasons listed. For cancellation cover, you must take out this insurance policy at the same time or within the following 7 days of booking the trip to which the policy applies.
This policy is specially designed for backpackers who are setting off to see the world without knowing exactly which countries they will visit or how long the trip and who may take some risk. It combines high medical coverage of €250,000 with our classic cover and other specific upgrades such as adventure sport, search and rescue, and computer equipment in your luggage. You can also take out a new policy when you arrive if you decide to extend your trip.
Our backpacker travel insurance includes cancellation cover of up to €2,000 if you are unable to go on your trip for one of the reasons set out in the policy. For cancellation cover, you must take out this insurance policy at the same time or within the following 7 days of booking the trip to which the policy applies.
Our family travel insurance, IATI Family, is specially designed for the peace of mind of families travelling with children. It combines our classic and medical coverage of €200,000 with other specific cover to protect children such as paediatric helplines, immediate emergency assistance for children and repatriation escorted by a relative at 24h if something happens to one of the parents, high baggage cover, and particularly high civil liability insurance for children.
This study travel insurance is aimed at students going to study abroad for a full academic year, to learn a language, or to do a Master’s degree. With high coverage of up to €100,000 for medical expenses, it is recommended for students travelling to countries with high medical costs such as the US, Canada or Japan.
It includes cancellation cover of €2,000 in the event the student is unable to travel, to recover any costs that have already been paid. For cancellation cover, you must take out this insurance policy at the same time or within the following 7 days of booking the trip to which the policy applies.
This travel cancellation insurance is specifically designed to cover travel cancellation expenses, up to €6,000, which may be incurred as a result of not being able to travel for any of the reasons defined in the policy. The reasons for which you are entitled to make use of this cancellation cover are defined in the general conditions of the policy. This includes the insured person, or his parents or children, testing positive by means of medical tests for COVID-19 in Spain, if this prevents travel on the foreseen dates.
Another international insurance provider is True travellers which was founded in 2010 by three travellers met each other on their trip. The competitive advantage of this company is its medical coverage-even for basic services- which is huge compered to the others.
Unlike the IATI, True Traveller offers you the basic services and then it’s on you to include the additional packs for more activities coverage:
The Traveller Pack is included as standard on all our policies. It covers you for most usual holiday activities, and also includes professional, clerical or administrative work or working as a classroom teacher, classroom assistant, au pair, child-minder, bar and restaurant work, should be working on your trip.
The Adventure Pack is chosen by most backpackers, as it covers for you for volunteering and some manual labour. You can also trek up to 4,600m; ideal for the Inca Trail!
This does what is says. Trekking over 4,600m to any altitude, even to Mera Peak in Nepal at 6,476m, Flying your own aeroplane, gliding, off-road motor biking and Scuba diving to 50m!
The Ultimate pack covers Mountaineering, Parachuting and Polo, as well as every activity in all the other Packs.
There are other options to include in. visit their website and get your desired quotation.
By sure, Saman insurance company is not the best or one of the besties among the travel insurance companies, but it’s well-supported within Iran borders.
As indicates below, It’s far cheaper than other two options with good medical coverage. Unlike others, rates are fixed based on your age and your travel length.
Medical and Health Insurance coverage
- The costs of receipting, admittance and hospitalization (Up to 10,000 Euro)
- Transfer to the closest Health Care Centers in case of an accident or disease. Providing the patient with emergency ground ambulance and air medical services. (Up to 5,500 Euro)
- Dentistry emergency remedy costs (Up to 200 Euro)
- Repatriation and Returning of corpse (In case of death of insured person during the travel) (Without limit)
- Travel cost for a person, next of kin, to accompany the insured person, in case of hospitalization more than 10 days (Without limit)
- Returning cost for the insured person, in case of severe health problem or death, if the passenger is not able to use his/her own departure flight (Without limit)
Legal and judiciary guidance
- Legal Assistance and Consultancy (Up to 250 Euro)
- Guidance and helping with loss of documents and ID cards (Up to 200 Euro)
Loss of Baggage
- The loss of baggage/suitcase (Up to 150 Euro)
- Repatriation of insured person’s children, who are under 15 years old to the homeland, in case of death or hospitalization of insured person (Without limit)
That’s it! If you need more detailed information, contact us.